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Why Overnight Success Takes Years
‘All overnight success takes about ten years.’ Jeff Bezos ‘Overnight success’ is a popular term. It suggests you’ve found a short-cut,...
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Jan 4, 20234 min read


Why We Want What Others Want
It’s one of life’s simplest yet most difficult questions – ‘what do you want?’. In a constrained scenario, it’s easy. The prisoner wants...
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Dec 29, 20225 min read


How Money Makes Money
Albert Einstein is one of history's greatest minds. Imagine if he had something to say about investing – would you listen? Of course you...
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Dec 22, 20223 min read


How to Make Your Pension Work For You #2
In our previous article, we looked at different types of pension, and how they work. In this piece, we explore what you need to do to...
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Dec 14, 20225 min read


How to Make Your Pension Work For You #1
Ask people about their view on pensions, and you’ll hear one common answer: confusion. This is problematic, because pensions, when used...
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Dec 7, 20224 min read


What You Need To Know About Leverage
The concept of leverage is important in the world of finance. It can lead to outsized returns, as well as enormous losses. But for the...
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Dec 1, 20223 min read


Why Timing The Market Is Tough
Look at a chart of the stock market and you will see prices moving up over time, but with bumps along the way. Imagine if you knew when...
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Nov 24, 20223 min read


How Rich You Are vs How Rich You Feel
There is often a difference between how rich we are and how rich we feel. You know the two extremes - the wealthy person wearing broken...
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Nov 16, 20224 min read


Are You a Trader or an Investor?
The concepts of ‘trading’ and ‘investing’ are often used interchangeably, but they are not the same. This piece will explore the...
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Nov 2, 20224 min read


The Future You: Why Delayed Gratification is a Superpower
Delayed Gratification is a superpower across all parts of life. Understanding how and why it works is important, because it will improve...
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Oct 27, 20224 min read


Everything You Need to Know About Inflation
'Inflation is when you pay fifteen pounds for the haircut you used to get for five pounds when you had hair.' Inflation is the buzzword...
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Oct 20, 20224 min read


The Real Cost of Investment Fees
The great investor Warren Buffett once remarked that ‘the chains of habit are too light to be felt until they are too heavy to be...
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Oct 13, 20223 min read


5 Key Questions for Intentional Spending
Most financial questions centre around topics like ‘how can I earn a better salary?’ or ‘how can I invest in a better way?’. But it’s...
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Oct 6, 20224 min read


How to Get Started With Investing
Have you ever wanted to start investing, but not known how? Perhaps you’ve observed that most successful people invest, but you also...
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Sep 28, 20225 min read


How the Wealthy Think About Risk
As human beings, we have many innate characteristics etched deep within our minds. Some of these are driven by nature – for example the...
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Aug 15, 20227 min read


How to Avoid The Miser's Trap
When someone suggests becoming smarter with money, it’s tempting to think about spending less. That’s the simple answer. But being...
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Jul 23, 20224 min read


Why We Can Do Better With Money
Why do we spend so much time working for money, but so little time making our money work for us?’ I began grappling with this question...
Democrafy
Jul 23, 20222 min read
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