Personal finances.  When someone mentions these words, you may feel a shiver down your spine.  You know it’s important, but it seems...

The goal of investing is simple – to grow the value of your money without taking excessive risk. Most people would agree with this...

Regular readers will know how important it is to have your finger on the pulse of your finances. That doesn’t mean tracking every...

Regular readers will know I’m a big believer in the power of investing. It’s not just how much you earn and save which determines your...

Do you ever daydream about the perfect retirement? Picture this: living each day on your own terms, travelling the world, indulging in...

At its heart, an interest rate is the price of money. A 5% interest rate means that borrowing money for a year will cost you 5%. And...

Have you ever asked yourself what game you’re playing - what life you’re trying to create? And whether your actions are in sync with...

What if I told you about a legal way to pay less tax? Would you want to learn more? That’s exactly what you get with an ISA. The...

No-one likes hearing about life’s trade-offs. We want to have our cake and eat it. But we’re not in Disneyland, and there’s no Magic...

After months of overspending, you finally decide to spend less. You cancel Netflix. And your gym membership. You walk to work to save...

Time, Money and Goods & Services are three forms of value. Think about them in the context of work. We use our free time to generate...

Democrafy is designed to show how small financial changes can have a major impact. One such example is the topic of investment fees. ...

You could write a book about stock market valuation. In fact, many have! Here, we start with the basics. You’re not going to learn the...

Investing in shares of companies can be a lucrative way to build wealth over the long-term, but it’s important to be aware of the risks...

Are you ready to become crazy rich? No, I’m not talking about robbing a bank or winning the lottery. I’m talking about the power of...

It was a sunny afternoon on the beautiful island of St Kitts and we asked our taxi driver about his life in paradise. ‘It’s not bad,’ he...

Whenever we spend money, the idea is to get as much value as possible from our purchase. This will strike you as common sense. The same...

Should I buy or rent? It’s one of the largest financial decisions you’ll make, but many of us approach it in the wrong way....

‘The economy is slowing; it’s time to sell.’ ‘It’s a disruptive sector which is increasingly popular.’ Have you ever been guided by...

‘Never underestimate the power of stupid people in large groups.’ George Carlin. Whatever your goals, it’s sensible to avoid actions...